/* Money Back Helper: calm, professional, mobile first. No external fonts or requests. */
:root{
  --bg:#f5f7f6; --card:#fff; --ink:#0f201a; --ink-2:#3d4f49; --muted:#4f605a; --line:#dde6e2; --line-2:#c9d6d1; --soft:#ecf4f0;
  --brand:#0b5d4b; --brand-2:#0e7a62; --brand-ink:#063d31; --deep:#062a22; --deep-2:#0a3d32; --accent:#9be7c8; --accent-2:#c9f3e2;
  --warn:#7a4200; --warn-bg:#fff7e8; --warn-line:#f0d39c;
  --focus:#1d4ed8; --radius:16px; --r-sm:12px; --r-xs:10px;
  --shadow-sm:0 1px 2px rgba(15,32,26,.05),0 1px 3px rgba(15,32,26,.04);
  --shadow:0 1px 2px rgba(15,32,26,.04),0 12px 28px -14px rgba(15,32,26,.22);
  --font:ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI Variable Text","Segoe UI",Roboto,"Helvetica Neue",Arial,"Noto Sans",sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:84px}
body{margin:0;font:16.5px/1.65 var(--font);color:var(--ink);background:var(--bg);overflow-wrap:break-word;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;height:auto}
a{color:var(--brand);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--brand-ink);text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:6px}
.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:10px 14px;z-index:50;border-radius:8px}
.skip:focus{left:10px;top:10px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
h1,h2,h3{line-height:1.18;letter-spacing:-.018em;color:var(--ink);font-weight:750}
h1{font-size:2rem;margin:.25em 0 .45em}
h2{font-size:1.4rem;margin:1.8em 0 .6em}
h3{font-size:1.1rem;margin:1.2em 0 .4em}
p{margin:.5em 0 1em}
.muted{color:var(--muted)}
.small{font-size:.9rem}
@media (min-width:760px){h1{font-size:2.4rem}h2{font-size:1.55rem}}

/* Top disclosure bar */
.topbar{background:var(--deep);color:#d5e8e0;font-size:.84rem;line-height:1.5}
.topbar p{margin:0;padding:8px 0}
.topbar strong{color:#fff}
.topbar a{color:var(--accent);font-weight:600}
.topbar a:hover{color:#fff}

/* Header and menu */
.site-header{background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;backdrop-filter:saturate(1.4) blur(6px)}
.site-header .wrap{position:relative;display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font-size:1.14rem;font-weight:750;letter-spacing:-.015em;min-height:44px}
.brand:hover{color:var(--ink)}
.brand img{width:36px;height:36px;border-radius:10px;box-shadow:0 2px 6px -2px rgba(11,93,75,.45)}
.brand b,.footer-brand b{color:var(--brand-2);font-weight:750}
.nav-toggle{display:none;align-items:center;justify-content:center;width:46px;height:46px;border-radius:12px;border:1px solid var(--line-2);background:#fff;color:var(--ink);cursor:pointer;flex:none}
.nav-toggle:hover{background:var(--soft)}
.nav-toggle[aria-expanded="true"]{background:var(--soft);border-color:var(--brand-2);color:var(--brand-ink)}
.nav{display:flex;gap:2px;align-items:center}
.nav a{display:flex;align-items:center;min-height:44px;padding:8px 12px;border-radius:10px;text-decoration:none;color:var(--ink-2);font-weight:600;font-size:.95rem}
.nav a:hover{color:var(--brand-ink);background:var(--soft)}
.nav a.active{color:var(--brand-ink);background:var(--soft);box-shadow:inset 0 -2px 0 var(--brand-2)}
@media (max-width:860px){
  .nav-toggle{display:inline-flex}
  .nav{display:none;position:absolute;left:12px;right:12px;top:calc(100% + 6px);flex-direction:column;align-items:stretch;gap:2px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:8px;box-shadow:0 18px 40px -16px rgba(15,32,26,.35)}
  .nav.open{display:flex}
  .nav a{padding:12px 14px;font-size:1rem}
  .nav a.active{box-shadow:inset 3px 0 0 var(--brand-2)}
}

/* Hero */
.hero{position:relative;overflow:hidden;color:#e6f3ee;background:radial-gradient(900px 420px at 85% -10%,rgba(155,231,200,.20),transparent 60%),linear-gradient(160deg,var(--deep-2) 0%,var(--deep) 70%);padding:40px 0 42px}
.hero h1{color:#fff;font-size:2.15rem;max-width:760px;letter-spacing:-.025em;margin:.35em 0 .45em}
.hero h1 .accent{color:var(--accent)}
.hero .lead{font-size:1.1rem;color:#cfe3db;max-width:660px}
.pill{display:inline-flex;align-items:center;gap:8px;margin:0;padding:6px 14px;border-radius:999px;font-size:.86rem;font-weight:600;color:#e6f3ee;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18)}
.pill svg{color:var(--accent);flex:none}
@media (min-width:760px){.hero{padding:68px 0 64px}.hero h1{font-size:3rem}.hero .lead{font-size:1.18rem}}
.search{display:flex;gap:8px;margin:20px 0 10px;max-width:640px}
.search input{flex:1;min-width:0;font:inherit;font-size:1.04rem;padding:13px 15px;min-height:50px;border:1.5px solid var(--line-2);border-radius:var(--r-sm);background:#fff;color:var(--ink)}
.search input::placeholder{color:#6b7b75}
.search input:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 3px rgba(11,93,75,.2)}
.hero-search{background:#fff;padding:8px;border-radius:16px;box-shadow:0 20px 50px -20px rgba(0,0,0,.55)}
.hero-search input{border-color:transparent;background:#f3f7f5}
.hero-search input:focus{border-color:var(--brand);background:#fff}
.hero-search .btn{min-height:50px;padding:0 22px}
.trust-row{display:flex;gap:10px 22px;flex-wrap:wrap;margin:18px 0 0;padding:0;list-style:none;font-size:.93rem;color:var(--muted)}
.trust-row li{display:flex;align-items:center;gap:8px}
.trust-row svg{flex:none;color:var(--brand-2)}
.hero .trust-row{color:#d5e8e0}
.hero .trust-row svg{color:var(--accent)}
@media (max-width:480px){.hero-search{flex-direction:column}.hero-search .btn{width:100%}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:650;font-size:.98rem;line-height:1.2;padding:12px 18px;border-radius:var(--r-sm);border:1.5px solid var(--brand);background:var(--brand);color:#fff;text-decoration:none;cursor:pointer;min-height:46px;transition:background-color .15s,border-color .15s,box-shadow .15s;box-shadow:0 1px 2px rgba(6,61,49,.2)}
.btn:hover{background:var(--brand-ink);border-color:var(--brand-ink);color:#fff;text-decoration:none}
.btn.secondary{background:#fff;color:var(--brand-ink);border-color:var(--line-2);box-shadow:none}
.btn.secondary:hover{background:var(--soft);border-color:var(--brand-2);color:var(--brand-ink)}
.btn.small{padding:8px 14px;min-height:40px;font-size:.92rem}
.btn-row{display:flex;gap:10px;flex-wrap:wrap;margin:16px 0}
@media (max-width:480px){.btn-row .btn{flex:1 1 100%}}

/* Sections, cards and grids */
section.block{padding:34px 0 8px}
section.block h2{margin-top:0}
.section-head{display:flex;align-items:baseline;justify-content:space-between;gap:8px 16px;flex-wrap:wrap}
.section-head h2{margin-bottom:.2em}
.see-all{font-weight:600;font-size:.95rem;display:inline-flex;align-items:center;min-height:44px}
.section-sub{margin-top:-.3em}
.grid{display:grid;gap:16px;grid-template-columns:1fr}
@media (min-width:640px){.grid.two{grid-template-columns:1fr 1fr}.grid.three{grid-template-columns:1fr 1fr}}
@media (min-width:960px){.grid.three{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-sm)}
.card h3{margin-top:0}
.tool-panel{margin-top:18px;box-shadow:var(--shadow)}
@media (min-width:640px){.card{padding:24px}}
.tool-card{display:flex;flex-direction:column;transition:box-shadow .15s,border-color .15s}
.tool-card:hover{box-shadow:var(--shadow);border-color:var(--line-2)}
.tool-card p{flex:1}
.tool-card .btn{align-self:flex-start}
.tool-icon{width:46px;height:46px;border-radius:12px;background:var(--soft);border:1px solid #d3e7de;display:grid;place-items:center;margin-bottom:12px;color:var(--brand)}
.guide-list{display:grid;gap:10px;grid-template-columns:1fr;padding:0;margin:0 0 8px;list-style:none}
@media (min-width:640px){.guide-list{grid-template-columns:1fr 1fr}}
@media (min-width:960px){.guide-list{grid-template-columns:1fr 1fr 1fr}}
.guide-card a{position:relative;display:block;height:100%;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:14px 40px 14px 16px;text-decoration:none;color:var(--ink);min-height:48px;transition:border-color .15s,box-shadow .15s}
.guide-card a::after{content:"";position:absolute;right:16px;top:50%;width:8px;height:8px;border-top:2px solid var(--brand-2);border-right:2px solid var(--brand-2);transform:translateY(-50%) rotate(45deg);opacity:.65}
.guide-card a:hover{border-color:var(--brand-2);box-shadow:var(--shadow)}
.guide-card a:hover::after{opacity:1}
.guide-card strong{display:block;font-size:1rem;font-weight:650}
.guide-card span{display:block;color:var(--muted);font-size:.88rem;margin-top:2px}
.tag{display:inline-block;font-size:.74rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--brand-ink);background:var(--soft);border:1px solid #d3e7de;border-radius:999px;padding:3px 10px;margin:0}
.empty{padding:16px;background:#fff;border:1px dashed var(--line-2);border-radius:var(--r-sm)}
.note{background:var(--soft);border:1px solid #cde2d9;border-left:4px solid var(--brand-2);border-radius:var(--r-sm);padding:14px 16px;margin:16px 0}
.note p{margin:0}
.note.warn{background:var(--warn-bg);border-color:var(--warn-line);border-left-color:#c77700}
.note strong{color:var(--brand-ink)}
.note.warn strong{color:var(--warn)}

/* Guide page */
.crumbs{font-size:.88rem;color:var(--muted);margin:22px 0 10px}
.crumbs a{color:var(--muted);display:inline-block;padding:4px 0}
.crumbs a:hover{color:var(--brand-ink)}
.page-title{margin-top:.35em}
.meta-line{display:flex;gap:6px 14px;flex-wrap:wrap;align-items:center;font-size:.9rem;color:var(--muted)}
.path{background:#fff;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:var(--r-sm);padding:14px 16px;font-weight:600;box-shadow:var(--shadow-sm)}
.path span{display:block;font-size:.76rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700;margin-bottom:3px}
ol.steps{counter-reset:s;list-style:none;padding:0;margin:0}
ol.steps li{counter-increment:s;position:relative;padding:14px 16px 14px 58px;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);margin-bottom:10px;box-shadow:var(--shadow-sm)}
ol.steps li::before{content:counter(s);position:absolute;left:16px;top:13px;width:28px;height:28px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;display:grid;place-items:center;font-size:.88rem}
ul.clean{padding-left:1.2em}
ul.clean li{margin-bottom:.5em}
ul.clean li::marker{color:var(--brand-2)}
.sources{font-size:.93rem}
.sources li{word-break:break-word}
.checked{display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--brand-ink);background:var(--soft);border-radius:999px;padding:3px 10px 3px 8px}
.checked svg{color:var(--brand-2)}
article + h2{padding-top:10px;border-top:1px solid var(--line)}

/* Forms */
form.tool{display:grid;gap:16px}
.field{display:grid;gap:6px}
.field[hidden]{display:none}
.field label,.field legend{font-weight:650;font-size:.95rem}
.field .hint{font-size:.85rem;color:var(--muted)}
.field input,.field select,.field textarea{font:inherit;padding:11px 13px;border:1.5px solid var(--line-2);border-radius:var(--r-xs);background:#fff;color:var(--ink);width:100%;min-height:48px}
.field input:focus,.field select:focus,.field textarea:focus,.letter-output:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 3px rgba(11,93,75,.2)}
.row2{display:grid;gap:16px;grid-template-columns:1fr}
.row2[hidden]{display:none}
@media (min-width:640px){.row2{grid-template-columns:1fr 1fr}}
textarea.letter{font:15px/1.6 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;min-height:380px;white-space:pre-wrap}
.letter-output{display:block;width:100%;padding:16px;border:1.5px solid var(--line-2);border-radius:var(--r-sm);background:#fff;color:var(--ink);box-shadow:var(--shadow-sm)}
.result{margin-top:4px}
.result .big{font-size:1.5rem;font-weight:750;color:var(--brand-ink);margin:2px 0}
.result dl{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;margin:10px 0}
.result dt{color:var(--muted)}
.result dd{margin:0;font-weight:600}
.status-ok{color:#0b5d4b}.status-late{color:#a0310f}
.saved-list{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.saved-list li{display:flex;justify-content:space-between;gap:10px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:10px 12px;flex-wrap:wrap}
.saved-list .actions{display:flex;gap:6px}
.privacy-badge{display:flex;gap:10px;align-items:flex-start}
.privacy-badge svg{flex:none;margin-top:4px;color:var(--brand-2)}
.live{min-height:1.2em}

/* Store policy table: table on wide screens, stacked cards on phones */
.table-wrap{border:1px solid var(--line);border-radius:var(--r-sm);background:#fff;box-shadow:var(--shadow-sm);overflow:hidden}
.store-table{width:100%;border-collapse:collapse;font-size:.93rem;border:0;border-radius:0}
.store-table th,.store-table td{padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}
.store-table thead th{background:var(--soft);color:var(--brand-ink);font-size:.78rem;text-transform:uppercase;letter-spacing:.05em;font-weight:700}
.store-table tbody th{font-weight:700;white-space:nowrap}
.store-table tbody tr:last-child th,.store-table tbody tr:last-child td{border-bottom:0}
.store-table tbody tr:nth-child(even){background:#fafcfb}
@media (max-width:720px){
  .table-wrap{border:0;background:none;box-shadow:none;overflow:visible}
  .store-table,.store-table tbody,.store-table tr,.store-table th,.store-table td{display:block;width:100%}
  .store-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
  .store-table tbody tr,.store-table tbody tr:nth-child(even){background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);margin-bottom:12px;box-shadow:var(--shadow-sm);overflow:hidden}
  .store-table tbody th{background:var(--soft);font-size:1.05rem;padding:12px 16px;border-bottom:1px solid var(--line);white-space:normal;color:var(--brand-ink)}
  .store-table tbody td{padding:10px 16px;border-bottom:1px solid var(--line)}
  .store-table tbody td:last-child{border-bottom:0}
  .store-table tbody td::before{content:attr(data-label);display:block;font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);margin-bottom:2px}
  .store-table td a{display:inline-block;padding:4px 0}
}
table th,table td{padding:9px 10px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}
table{background:#fff;border:1px solid var(--line);border-radius:var(--r-sm)}

/* Footer */
.site-footer{border-top:1px solid var(--line);background:#fff;margin-top:56px;padding:30px 0 36px;font-size:.92rem;color:var(--muted)}
.footer-brand{display:flex;align-items:center;gap:10px;font-weight:750;color:var(--ink);font-size:1.05rem;margin:0 0 12px}
.footer-brand img{border-radius:8px}
.site-footer nav{display:flex;flex-wrap:wrap;gap:0 18px;margin-bottom:10px}
.site-footer nav a{display:inline-flex;align-items:center;min-height:40px;color:var(--ink-2);font-weight:600}
.site-footer nav a:hover{color:var(--brand-ink)}
.site-footer p{max-width:820px}
.prose{max-width:780px}
.prose h2{font-size:1.25rem}
.h3{font-size:1.15rem;margin-top:0}
.lead{font-size:1.1rem}
@media print{.topbar,.site-header,.site-footer,.btn-row,.no-print{display:none}}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}

@media (max-width:520px){.hide-sm{display:none}.topbar{font-size:.82rem}}

/* long URLs and menu paths must wrap on small screens */
main p,main li,main td,main dd,.path,.note,.result{overflow-wrap:anywhere}